Grow Your Savings with a Pelican Money Market Account!

Looking for a smarter way to grow your money? Our Money Market Account is built for members who keep higher balances and want higher returns without sacrificing access to funds.

Plus, all Money Market Accounts come with Excess Share Insurance, which insures up to $1,000,000 in funds across your savings accounts.

Earn more as you save more:
  • $20,000.00 – $99,999.99: 2.10% APY
  • $100,000.00 – $199,999.99: 3.12% APY
  • $200,000+: 4.16% APY1
Features:
  • Minimum opening deposit: $20,000
  • Comes with Excess Share Insurance—more protection for your money
  • Available for revocable or irrevocable trusts
  • Flexible access: 1 free withdrawal each month; $50 per withdrawal after

Get the account designed for serious savers who want both security and earning power!

OPEN A MONEY MARKET ACCOUNT

 
Earn even more with a FREE Stack Checking & Savings Bundle! 

 For people who want to earn higher monthly dividends just for using their checking account!
  • 5.00% APY on Stack Checking balances up to $30,0002
  • 2.50% APY on Stack Savings balances up to $150,000 
  • Unlimited ATM fee refunds
  • Get paid one day early3
  • Easy monthly qualifications to earn dividends 























1Pelican CU membership required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $15 ($10 to join + $5 minimum balance). APY = Annual Percentage Yield. Rates and account features are subject to change at any time. Advertised APY of 4.16% is highest for Money Market Accounts and applies to accounts with balances of $200,000 and above. Shares with balances of $20,000 - $99,999.99 earn 2.10% APY, and shares with balances of $100,000 - $199,999.99 earn 3.12% APY. Dividends are forfeited if account is closed prior to dividend payment. Money Market Accounts allow 1 free withdrawal per month; a fee of $50 will be charged on each additional withdrawal. A $25 fee will apply if the minimum balance falls under $1,000. Pelican reserves the right to limit the number of accounts allowed per member, joint or individually. Other account transfer and withdrawal limitations may apply.  
2Pelican Credit Union membership is required to open a Stack Checking account. To become a member, you must open and maintain the required share account. The par value of one share is $5.00, and one share is required for membership. A minimum deposit of $25.00 is required to open a Stack Checking account. Pelican reserves the right to limit Stack Checking accounts to one per primary account holder Social Security number. Not everyone will qualify to open an account. Stack Checking is a tiered-rate account. The dividend rate and Annual Percentage Yield (APY) may change at any time as determined by the Credit Union’s Board of Directors. The dividend rate and APY are the rate and yield as of the last dividend declaration date, which is set forth in the Rate Schedule. If your average daily balance is $30,000.00 or below and your Stack Checking account meets all minimum service requirements during the qualification period, the first dividend rate and APY listed for this account in the Rate Schedule will apply for the dividend period. If your average daily balance is greater than $30,000.00 and your Stack Checking account meets all minimum service requirements during the qualification period, the second dividend rate and range of APYs listed for this account in the Rate Schedule will apply for the dividend period. Each dividend rate will apply only to that portion of the account balance within each balance range. The minimum service requirements include: (1) making 15 debit card point-of-sale purchases that are cleared and posted to your account during the qualification period; ATM transactions do not qualify; (2) having direct deposit, ACH debit, ACH credit, or Bill Pay transaction posted to your Stack Checking account; (3) accessing online banking once during the qualification period; and (4) receiving your monthly statement electronically. If you meet all minimum service requirements during the qualification period, all nationwide ATM fees will be refunded by the second day of the next calendar month. Dividends earned and ATM fees refunded on the Stack Checking account will automatically be transferred to the Stack Savings Share account, if available, during the first week of the next calendar month. If you do not meet all minimum service requirements during the calendar month, the third dividend rate and APY listed in the Rate Schedule will apply to the entire balance in your Stack Checking account. The qualification period is defined as a period beginning on the last day of the prior calendar month and ending on the next-to-last day of the calendar month in which the dividends are paid. For complete account terms, limitations, and current rate information, refer to Pelican’s Truth-in-Savings Disclosure, Rate Schedule, and Schedule of Fees and Charges. Federally insured by NCUA. Pelican Credit Union membership is required to open a Stack Savings account. Stack Savings is available only to holders of a Stack Checking or Cash Back account. The required membership share account must be opened and maintained in accordance with Pelican’s membership requirements. Pelican reserves the right to limit Stack Savings accounts to one per primary account holder Social Security number. Stack Savings is a tiered-rate account. The dividend rate and Annual Percentage Yield (APY) may change at any time as determined by the Credit Union’s Board of Directors. The dividend rate and APY are the rate and yield as of the last dividend declaration date, which is set forth in the Rate Schedule. If the average daily balance in your Stack Savings account is $150,000.00 or below and your Stack Checking account meets all minimum service requirements during the qualification period, the first dividend rate and APY listed for this account in the Rate Schedule will apply for the dividend period. If the average daily balance in your Stack Savings account is greater than $150,000.00 and your Stack Checking account meets all minimum service requirements during the qualification period, the second dividend rate and APY listed for this account in the Rate Schedule will apply for the dividend period. Each dividend rate will apply only to that portion of the account balance within each balance range. If your Stack Checking account does not meet all minimum service requirements during the calendar month, the third dividend rate and APY listed in the Rate Schedule will apply to the entire balance in your Stack Savings account. The qualification period is defined as a period beginning on the last day of the prior calendar month and ending on the next-to-last day of the calendar month in which the dividends are paid. For complete account terms, limitations, and current rate information, refer to Pelican’s Truth-in-Savings Disclosure, Rate Schedule, and Schedule of Fees and Charges. Federally insured by NCUA. 
3Early Bird Direct Deposit is available for Pelican members with checking or savings accounts that set up direct deposit with their employer or other payroll provider to receive electronic deposits. Pelican will post ACH deposits once received from the Federal Reserve, which can be before the actual effective date. Early posting of deposits is not guaranteed and is dependent on the deposit being received before the effective date. Pending deposits may post up to one day before the date shown in  MyPelican. Restrictions and limitations may apply.