Pelican Premier Visa Signature®
Perfect for travel reward lovers who want an elevated card experience.
- No limit to points earned
- Free Walmart+, TSA PrCheck, and metal card
- Get 30,000 points when you spend $3,000 in 3 months4
- Earn 3x points on travel & 2x points on dining5
- Receive 10% of points earned for your anniversary bonus6
- Limits up to $75,000
- $95 Annual Fee
Student Points Visa
Perfect for students that want to get rewarded while building their credit history.
- No credit score needed to apply
- Earn 5x points on food delivery, Uber & Lyft, coffee, & more8
- First-year 1-to-1 point match9
- Limits up to $2,500
- No annual fee
Pelican Points Visa
Perfect for those who want to earn points redeemable for travel rebates, cash back, gift cards, and more.
- Earn points with every purchase
- Yearly promotions & special offers
- Metal card upgrade available
- 3.99% Balance Transfer
- Limits up to $50,000
- No annual fee
Pelican Prime Visa
Perfect for those who want a basic credit card.
- Fixed APR
- 3.99% Balance Transfer
- Limits up to $50,000
- No annual fee
Pelican Pledge Visa
Perfect for those who want to build or repair credit.
- Available limit secured by your own money
- Limits starting at $500
- No annual fee
Request a Balance Transfer
Fill out the form below and a team member will contact you shortly!
Over 750,000 Louisiana residents qualify for membership.
Are you one of them? All you have to do is meet just ONE of the following criteria!
You work for (or are retired from) one of our hundreds of Partners.
You live in one of the following parishes:
Acadia, Ascension, Assumption, East Baton Rouge, East Feliciana, Evangeline, Iberia, Iberville, Lafayette, Livingston, Point Coupee, Rapides, St. Martin, St. Mary, St. Helena, St. Landry, St. Tammany, Vermilion, West Baton Rouge, or West Feliciana
You are a Pelican CU employee.
You also qualify for membership if your immediate family member meets any of the criteria above!
*There is no guarantee that your credit score will improve with secured lines of credit.
**Balance Transfers: Pelican CU membership and Points or Prime credit card required. If you are not a Pelican member, you must be eligible to open a Primary Share account with Pelican to become one. The deposit to open a Primary Share account starts at a minimum of $15 ($10 to join + $5 minimum balance). Loan approval is based on certain credit criteria and credit worthiness. Not everyone will qualify. APR = Annual Percentage Rate. You may not exceed your current credit limit with balance transfers. Promotional APR does not apply to Purchases and Cash Advances. There is no grace period for balance transfers. Finance charges will begin accruing the day the balance transfer is posted to this account. The Average Daily Balance Method, as described in your agreement, is used to calculate your finance charge, subject to the interest rate for a balance transfer. Promotional rate of 3.99% for qualifying accounts only. The balance transfer promotional rate will expire 12 months from the date of the first balance transfer posting date, for balance transfers to qualify for the promotional rate they must post to the account by December 31, 2025. The remaining balance transfer balance will be charged to the regular balance transfer APR. Rates are subject to change. Balance transfers cannot be used to pay any loan, line-of-credit, or credit card account maintained by Pelican CU. Balance transfers are not eligible to earn reward points. Verification may be required. There is no minimum balance requirement. No balance transfer fee. Pelican reserves the right to decline any balance transfer request including duplicate balance transfer requests. Balance transfers are subject to your existing credit limit.
*Pelican CU membership and Pelican Points Visa® Credit Card or variable rate Business Visa® Credit Card required. If you are not a Pelican member, you must be eligible to open a primary savings account or a primary business share account with Pelican to become one. The deposit to open a primary savings account starts at a minimum of $15 ($10 to join + $5 minimum balance) and the deposit to open a primary business share account starts at a minimum of $100. Only Pelican Points and Variable Rate Business Visa® Credit Cards are eligible for this promotion. Pledge, Prime, and Student Point Visa® Credit Cards do not qualify for this promotion. You will earn two Pelican Points for every dollar spent on purchases from November 1 — December 31, 2024. You will earn three Pelican Points for every dollar spent on all purchases from Thanksgiving (November 28, 2024) through Cyber Monday (December 2, 2024) only. Bonus Points will be posted daily and a maximum of $30,000 Pelican Points can be earned per month for this promotion. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Points are void when the card is canceled and expire after 36 months. See a Pelican
representative for more Pelican Points details.
representative for more Pelican Points details.
²FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
3Must spend $1,500 within 90 days of opening card to earn 15,000 bonus points. To qualify for bonus points, all transactions must post and settle within 95 days. Restrictions apply. See full Pelican Points Terms and Conditions
4Must spend a total of $3,000 or more in purchases within 90 days of opening Pelican Premier Visa® account to earn 30,000 bonus points. Purchases do not include balance transfers and cash advances. To qualify for bonus points, all transactions must post and settle within 95 days. Credit card must be open at the time of bonus posting and in good standing to receive bonus points. Points are void when card is canceled. Offer valid only on Pelican Premier Visa® Credit Cards. Restrictions apply.
5You will earn two Pelican Points for every dollar spent on restaurants, and three points for every dollar spent on airlines, lodging, travel services, and vehicle rental. Pelican does not have the ability to control how a retailer chooses to categorize their business and therefore reserves the right to determine transaction eligibility. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Credit card must be in good standing to receive bonus points. Points are void when the card is canceled. Offer valid only on Pelican Premier Visa® Credit Cards. See a Pelican representative for more Pelican Premier Visa® details.
6Pelican will award bonus points totaling 10% of purchases earned on your Pelican Premier Visa® Credit Card each account anniversary year minus the welcome bonus points, if applicable. Purchases do not include balance transfers and cash advances. Points match bonus will be earned and calculated once the card has been open for 12 months from the opening date. Points matched by Pelican will be posted to the account within two billing cycles after the account meets the qualifications. Points are void when the card is canceled. Offer valid only on Pelican Premier Visa® Credit Cards. See a Pelican representative for more Pelican Premier Visa® details.
7See pelicanstatecu.com/student for additional details and disclosures. Credit Card approval based on certain credit criteria and credit worthiness. Not everyone will qualify.
8You will earn five Pelican Points for every dollar spent on DoorDash, Uber, Lyft, Uber Eats, ASAP, concert tickets, entertainment/streaming services, gaming purchases, fast food restaurants, and coffee shops. Pelican does not have the ability to control how a retailer chooses to categorize their business and, therefore reserves the right to determine transaction eligibility. Pelican Points can be redeemed for gift cards, travel rebates, cash back, fuel, and prepaid cards. Credit card must be in good standing to receive bonus points. Points are void when the card is canceled and expire after 36 months. Offer valid only on Student Points Visa® Credit Cards. You can earn a maximum of 30,000 in a 1-month time period. See a Pelican representative for more Student Points Visa® details.
9Pelican will match any Pelican Points that post within the first 370 days of opening your Student Points Visa® Credit Card (limit of 10,000 points). Points match bonus will be earned, calculated, and posted to the account once the card has been open for 12 months from open date. Points matched by Pelican will be posted within two billing cycles after the account meets the qualifications. Points are void when the card is canceled and expire after 36 months. Offer valid only on Student Points Visa® Credit Cards. Point match up to 10,000 is included in the 30,000-point monthly maximum. See a Pelican representative for more Student Points Visa® details.