Tackle high-interest credit cards and save!

For a limited time only, new and current Pelican Points or Prime Visa cardholders can score 0% APR for 12 months on balance transfers.*


Don't have a credit card with Pelican? Open one today!

There are multiple ways to transfer:

Use Our Mobile App 
You can now transfer balances from other credit cards to your Pelican Visa Credit Card in MyPelican, our online banking app! Simply message a Pelican team member to start your balance transfer! 

New to MyPelican? Download the app now! 

Speak With a Pelican Representative
Visit a Pelican location near you or speak to a Pelican Representative to discuss transferring your balances!

Complete Our Online Form
Enter your account information using the form below:

 

  • Upon approval of your request, it may take up to 3 weeks for your creditors to post a balance transfer. To prevent any delinquencies, you should continue to carefully monitor your creditor statements and make all necessary payments until the transfer is complete.
  • Requesting a complete balance transfer is no guarantee that interest or other charges will not accrue on your other accounts. Please pay close attention to all account balances, especially if you expect them to be zeroed.
  • If by transferring the balance to Pelican CU you wish to close the other card, contact the number on the back of the card and request the account closed. Please note that closing a line of credit can potentially impact your credit score. If you have questions, one of our Nationally Certified Credit Counselors can help!
  • Balance transfers will show up on your other statements as a payment and on your Pelican CU credit card statement as a loan add-on or disbursement.
















*Balance Transfers: Pelican Credit Union membership and a Points, Premier, or Prime credit card are required. If you are not currently a Pelican member, you must be eligible to open a Primary Share account to become one. The minimum deposit to open a Primary Share account is $15 ($10 membership fee plus a $5 minimum balance). All credit is subject to approval based on creditworthiness. Not all applicants will qualify. APR = Annual Percentage Rate. Balance transfers may not exceed your approved credit limit. Promotional APRs do not apply to purchases or cash advances. There is no grace period for balance transfers. Finance charges will begin accruing on the date each balance transfer posts to your account. Finance charges are calculated using the Average Daily Balance Method, as described in your Cardholder Agreement. A promotional rate of 0% APR may be available for qualifying accounts only. The promotional rate expires 12 months from the posting date of the first qualifying balance transfer. To qualify for the promotional rate, balance transfers must post to the account by December 31, 2026. Any remaining balance after the promotional period will be subject to the regular balance transfer APR. Rates are subject to change. Balance transfers may not be used to pay any loan, line of credit, or credit card account maintained by Pelican Credit Union. Balance transfers do not earn reward points. Verification may be required. There is no minimum balance requirement for balance transfers themselves. Pelican Credit Union reserves the right to decline any balance transfer request, including duplicate requests. A balance transfer fee of $5 or 3.5% of the amount of each balance transferred, whichever is greater, will apply unless otherwise disclosed in a specific promotional offer.